Sieps är en statlig myndighet som tar fram forskningsbaserade analyser i europapolitiska frågor. Målgruppen är i första hand svenska beslutsfattare på olika nivåer. Arbetet sker i samarbete med svenska och internationella forskare.
The impact of mortgage payments on house prices and household debts (2014:5)
In connection with the financial crisis, we have seen a fall in house prices in many EU member states. At the same time, the economic decline in several countries appears to have been amplified by high household debts. In Sweden this has led to the question of amortization featuring high on the political agenda. In this report, the authors discusses the impact of mortgage payments on house prices and housing loans depending on different loan-to-value ratios, interest levels and types of mortgages.
The publication is part of SIEPS´ research project EU and EMU after the economic crisis.
Note: Publication in Swedish. English summary included.